🌿 Faith-Based Financial Planning Guide

Rooted in Wisdom. Growing with Purpose. 

Presented by Provident Oak Financial, LLC 

🌳 Section 1: Rooted in Reflection

Evaluating Your Financial Habits in Light of Stewardship

As your career and responsibilities grow, so does your opportunity to steward resources with intention. Yet many of us carry financial habits from earlier seasons—habits shaped by survival, ambition, or cultural norms. These patterns may have served you once, but now they could be misaligned with the life God is calling you to build.

“When I became a man, I put the ways of childhood behind me.” —1 Corinthians 13:11

Reflection Checklist:

• Are your investments aligned with your current goals and risk tolerance?
• Do you manage finances alone, even when time is limited?
• Are you focused on price over value?
• Do you say “yes” to every opportunity, even when it drains you?
• Do you feel guilty spending on rest, wellness, or growth?

Action Step:
Write down one financial habit that may no longer reflect your values. What would it look like to release it?

🌿 Section 2: Branches of Purpose

Clarifying What You’re Growing Toward

Financial clarity begins with understanding what you’re truly optimizing for. God calls each of us to unique expressions of purpose—whether it’s freedom to follow His lead, impact in our communities, security for our families, or flexibility to respond to His timing.

“To everything there is a season, and a time for every purpose under heaven.” —Ecclesiastes 3:1

Which branch reflects your current season?

Purpose

Description

Scripture

Freedom

Margin to pursue God’s calling

Galatians 5:1

Impact

Resources to bless others

Matthew 5:16

Security

Peace and preparedness

Proverbs 27:12

Flexibility

Openness to divine redirection

Ecclesiastes 3:1

Action Step:
Circle the purpose that resonates most. Write a short prayer asking God to guide your financial decisions in this area.

✂️ Section 3: Pruning for Growth

Realigning Habits with God’s Vision

Just as a tree must be pruned to grow stronger, our financial lives benefit from intentional refinement. This isn’t about starting over—it’s about releasing what no longer serves your purpose and making space for what does.

“Do not conform to the pattern of this world, but be transformed by the renewing of your mind.” —Romans 12:2

Ways to Realign:

• Redefine      “value” through a Kingdom lens
• Allocate      time and resources with intention
• Release      habits rooted in fear or scarcity

Action Step:
Choose one area—investments, spending, giving, or time—and commit to a small shift this month.

🤝 Section 4: Wise Counsel

Inviting Trusted Guidance into Your Financial Journey

God never intended for us to walk alone. Wise counsel brings clarity, accountability, and peace. A Christian financial advisor can help you align your strategy with your values, uncover blind spots, and build a plan that reflects your faith.

“Plans fail for lack of counsel, but with many advisers they succeed.” —Proverbs 15:22

Benefits of Faith-Aligned Guidance:

• Identify      misalignments between habits and goals
• Build      a strategy rooted in biblical principles
• Gain      confidence in your stewardship decisions

Action Step:
Consider scheduling a consultation or seeking mentorship from someone who shares your values.

🌱 Section 5: Legacy in Motion

Building Momentum Through Spiritual and Financial Alignment

Momentum doesn’t come from hustle—it comes from alignment. When your financial decisions reflect your faith, you begin to walk in peace, purpose, and legacy. This is where stewardship becomes worship.

“Commit to the Lord whatever you do, and He will establish your plans.” —Proverbs 16:3

Final Reflection:
Write down one financial behavior you’ll commit to changing this season. Invite God into the process and trust Him to guide your next steps.

📞 Let’s Grow What Matters Most

Your Journey Toward Faithful Stewardship Starts Here

At Provident Oak Financial, we believe your financial life should reflect your deepest values. Whether you’re seeking clarity, impact, or peace, we’re here to walk with you.

✅ Schedule a free consultation

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💬 Connect with a Christian financial advisor

“Whatever you do, work at it with all your heart, as working for the Lord.” —Colossians 3:23